July 15th, 2009
Using a printable grocery list is a smart way to save time and money. Here are my top tricks for getting the most out of any grocery list.
– Customize it.
Most printable grocery lists are quite generic so as to be usable by a wide variety of shoppers. That’s fine, however, for maximum efficiency you’ll want to customize your grocery list to include the items you regularly shop for. Do this the first time you use a new list.
– Keep it easy.
Next, there are several of options you’ll want to consider.
1. One option is to print off multiple blank copies of your printable grocery list after you finish customizing it. Keep your copies in a folder in your kitchen so you can conveniently grab a new copy whenever you need one.
2. Conversely, you can print off just 1 copy of your customized grocery list and drop that copy into a clear plastic sleeve. By doing so you instantly make your grocery list laminated. Just use a dry-erase marker and you can use your printable grocery list again and again.
– Go hi-tech.
Have a personal data assistant (pda)? Then you might like a downloadable grocery list better than a printed copy. A quick online search for “pda grocery list” yields positive results.
– Train the crew.
The biggest challenge with any grocery list is getting every singleone in a household to use it. After all, what good is a grocery list that’s not ready to go shopping at the time you are? If you have multiple people in a household, there’s no way that just 1 person can know every singlething that needs to go on a grocery list.
So have a family meeting. Point out where you are posting your printable grocery list and let people know that if they want things from the grocery store they need to mark them on the list.
Remember, you’re still in charge of the list! Just because an item is on your list doesn’t mean you MUST buy it. You have a budget (hopefully!) and it’s up to the grocery shopper to make any final shopping decisions.
Nevertheless, it’s much simpler to cross a fewthing off a grocery list than it is to read the minds of all the family members. In our household, the grocery list ‘rules’ are quite simple. If you open the last of a fewthing, write it on the list or it will not be there the next time you hungrily go looking for it. Our system has served us well for years.
– Make your grocery list accessible.
All the training in the world will not work if the grocery list isn’t accessible to every singleone who has a need to write on it. For example, do you have small children? I have a seven year old who loves to have her say by adding items to the grocery list, so the list is kept where she can reach it. An added bonus is that a grocery list is a great place for budding spellers to practice their skills. (For a free printable grocery list, see the author’s resource box following this article.)
– The most important step.
Sometimes I hear shoppers moan that they did fine compiling a list at home however they cannot seem to keep in mind to take the grocery list to the store with them. I suspect we’ve all had that happen to us at a few time.
This is a point worth pondering. Without the list, your shopping can easily blow your budget as well as take much longer than it really should. So take a minute and think about how you can always insure that your printable grocery list goes with you to the grocery store. Write yourself a reminder note on your calendar or schedule, get a key ring that reminds you of your list, whatever it takes to jog your memory. For myself, I have 1 place I promise myself to check before I walk out the door. Shopping lists and anything else that needs to go with me go in that 1 place.
A printable grocery list WILL save you time and money, however only if you keep the list handy to use and encourage its usage by all family members. In fact, a grocery list is 1 of the smartest tools you can use in your arsenal to run a well-managed home.
Tags: printable
Posted in About Me | No Comments »
July 15th, 2009
A grocery shopping list can be the front line tool you use in saving money on your grocery budget each month.
There are a couple more sophisticated ways to save grocery money, however none is easier or faster to implement than the lowly grocery shopping list.
Interestingly, this is a tool that almost every singleone knows about, yet very few people actually use it in a systematic and reliable way.
For those folks who are not convinced of a grocery list’s potential power in household management, here’s what happens at the time you DON’T use one.
– You lose money.
Without a grocery shopping list, a shopper is at the mercy of “what looks good” in a grocery store.
Believe me, if you shop this way, you WILL find a fewthing that looks irresistible. And costs more than you might have spent with a list.
Why? Simple. It is the grocery stores’ job to entice you to spend money in their stores. That’s how they stay in business. There’s no problem with that. But it’s YOUR business to get the best value for your money…unless you don’t care how much you spend on your groceries each month.
In which case you probably would not be reading an article like this one.
– You lose time.
Using a grocery shopping list means you can enter your favorite grocery store, fly up and down the aisles 1 time, and be ready to look into in the fraction of time of another shopper who uses the ‘browse’ method of grocery shopping.
And if you’re under the mistaken impression that you’ll need to spend a lot of upfront time figuring out what to put on your grocery list, well, you don’t.
Hang your grocery list in a prominent place in your kitchen and train your family to use it. Then your list will be ready to go shopping at the time you are.
– You lose nutrition.
Using a grocery shopping list means you get EXACTLY what you want at the store; and that includes the nutrition you want for your family. You call the shots on how much fat, salt and sugar your family eats. You can decide to emphasize whole grains and whether raw vegetables, frozen or canned will grace your family’s dinner table.
In short, with a grocery list, you are in control.
– You lose efficiency.
Ever stand in your grocery store and think to yourself, “well, I know I need a few frozen veggies (or broth, or canned fruits, or favorite mixes, etc.) try to keep on hand for that easy throw-together recipe my family likes. But I cannot keep in mind what I already have at home. I’ll just get several of bags of SOMETHING try to keep on hand.”
Fast forward to the night you want to actually COOK that wonderful food for your family. You discover you’ve got 2 bags of frozen broccoli and 3 bags of frozen stir-fry veggies, however what you NEED is a bag of frozen corn.
A grocery shopping list could have helped you bring home the corn. Without the extra stir-fry. Using a grocery list means you have what you actually need in your pantry at the time you need it. Plus, you’ll end up with less throw-away food, too, since you’re purchasing what you know your family will consume within a given period of time.
Bottom line, if you’re serious about saving money at the grocery store, the first thing you’ll want to use is a grocery shopping list. It’s easy and you can start using 1 today. (For a free printable grocery shopping list, see the author’s resource box at the end of this article.)
Whether you’re a college student learning how to grocery shop for the first time, a newly married couple establishing a budget, or a mom whose family has grown and the grocery budget has developed a mind of its own, the place to start to regain control is the lowly grocery shopping list.
Tags: frozen, grocery
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July 15th, 2009
Searching to cut your household costs so, you can just pay the bills? Feeling like the only thing left to cut is your monthly grocery bill? You can cut your grocery spending as much as 50 percent if you know where to shop, how to shop, and when to shop.
First, there is usually more than 1 place to do your grocery shopping every single week. Even in the smallest burgs of America, you do have a choice. Grocery stores carry most of the standard food and non-food items, however prices vary from week to week. Wholesale clubs such as Sam’s Club, Costco and Gordon Foods sell food and non-food items in bulk packaging and are found in larger cities and metropolitan areas. These stores normally do not advertise sales, however typically accept manufacturers’ coupons. Convenience stores like Circle K and 7-11 are simply convenient to purchase 1 or 2 items and fill up with your favorite beverage while traveling or shopping. These types of stores do not offer sales on grocery items and charge more on standard grocery items. Then there is the online option. Yes, now more national retail chains are offering online shopping; they will either ship the grocery items or have them available for pick up if located nearby.
Knowing where to shop to save the most money on your weekly bill is the most important step. One does not have to buy groceries at the same place week after week and month after month. Even if you must travel some miles, you may be able to save on your monthly food spending. Retail grocery chains such as Albertson’s, Kroger, Giant Eagle, Publix, Safeway, and others run an ad circular each week advertising select brands for a specific price; a lot of also include their own brand items on sale as well. Check each circular for the items you buy the most and compare the prices. Buying only the items that you need and that are on sale will also save you money. It is important to know the price range for items you buy frequently, so you know which store is offering the best price.
Second, wholesale clubs can be more affordable on items that you use more often or specialty items. Canned food items including soups, beans, and drink mixes are a fewtimes cheaper to buy in bulk than at your traditional grocery store. When comparison-shopping, do not look at the ticket price alone. Wholesale clubs base their prices on volume (ounces or pounds), which can be found on the shelf price sticker. Compare the volume price to the weekly price at your grocery retailer over the course of several weeks since grocery chains vary their prices from week to week.
A comparison of a couple products between a Costco and Giant grocery store was conducted by AOL Money & Finance, which found a lot of of the bulk products were much less expensive at the wholesale club.
Sample of products compared:
- Tropicana Orange Juice, no pulp - Costco savings of $.60/quart
- Maxwell House coffee - Costco savings of $1.54/pound
- Fillippo Berio Extra Virgin Olive Oil - Costco savings of $9.93/quart
- Nabisco Oreo Cookies - Costco savings of $1.55/pound
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Be aware that the above savings are for volume pricing only, and these savings do not represent the actual prices. Your state may charge additional fees including sales tax on food or non-food items. Wholesale or warehouse clubs also charge an annual fee, which varies at each club.
When you join and shop at warehouse or wholesale clubs, jot down what you buy, the date purchased and the date the item was absolutely used or the packaging was thrown away. This will give you an idea how long the product lasts and the cost to replace it on a monthly basis.
Lastly, knowing when to shop or which week has the best sale items is crucial. Typically, retail grocery chains will charge more the first week of every single month. Why? Through observation and experience, retailers know this is when most people get their paychecks and Food Stamps are uploaded the first 10 days of the month; therefore, people are likely to spend more on groceries. The best time of the month is to shop the third to fourth week when people are running low on cash and need to get through the rest of the month until payday. Oftentimes grocery chains will offer their ten for $10 sale, which a fewtimes are good deals. In addition, they are more likely to sell multiple quantities of the same product for a reduced price.
Get more and spend less at the time you know where to buy groceries, when to shop at the time of the month and how to stretch your budget throughout the month.
Tags: chains, items, price, savings
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July 15th, 2009
Millions of Americans use grocery coupons to save money. Although a large number of individuals do use grocery coupons, there are even more people who do not. That is because a lot of individuals feel that purchasing a newspaper, sorting through the coupons, and then clipping them out is too time consuming. How would you feel about using coupons if there could be an easier way to get them?
Clipping coupons from a newspaper is still possible, however it is becoming the “old way,” of doing things. Many shoppers are now getting their grocery coupons from the internet. If you have never heard of online grocery coupons before then you may be wondering exactly what they are.
Online grocery coupons look the same and are used the same way as all other traditional newspaper coupons. The only difference is the way that they are obtained. Instead of having to purchase a newspaper, you can find free online grocery coupons in a matter of minutes. Many times it is possible to find more coupons online than in your local newspaper. There are a number of different ways that you can use the internet to find online grocery coupons.
Online Coupon Websites
Online coupon websites are websites that focus only on offering valuable coupons and other discounts to grocery shoppers. Most coupon websites do not focus on a particular type of coupon. This means that you are likely to find a large selection of free printable coupons from a wide variety of different product manufacturers. Having a large selection of online grocery coupons all in 1 place makes finding grocery coupons as easy as it could possibly be.
Product Manufacturer Websites
When an individual or a company makes a particular product they are often referred to as the product manufacturer. A large number of product manufacturers have their own company websites. It is highly likely that you could find free online coupons and other valuable discounts by visiting their website. It is possible to find discounts on food items, health and beauty products, home cleaning products, and much more just by visiting the manufacturer’s website of your favorite products.
Grocery Store Websites
Whether you live in a large city or a small town, it is likely that your local grocery store has an online website. This website may contain valuable discounts in the form of online grocery coupons. The only potential problem with obtaining online coupons from a grocery store website is that most coupons are known as exclusive coupons. This means that the coupons can only be used in their stores. If you are a regular shopper then exclusive coupons won’t pose a problem.
Before taking the time to print off online grocery coupons, you really should first ensure that your local grocery store even accepts them. A large number of popular retail stores, including grocery stores, accept coupons printed off the internet. Despite the large number of retailers that do accept them, a number of grocery store chains have made the decision to no longer accept online coupons. This is mostly because of coupon fraud and misuse.
The easiest way to find the above mentioned websites that offer free online grocery coupons is to perform a standard internet search. Searching for your local grocery store, your favorite hair product, or an online coupon website really should provide you with a link to the websites that you are looking for. Why buy a newspaper or pay full price for your grocery items when it is so easy to find online grocery coupons?
Tags: coupons, grocery, websites
Posted in About Me | No Comments »
July 15th, 2009
Using a printable grocery list is a smart way to save time and money. Here are my top tricks for getting the most out of any grocery list.
– Customize it.
Most printable grocery lists are quite generic so as to be usable by a wide variety of shoppers. That’s fine, however, for maximum efficiency you’ll want to customize your grocery list to include the items you regularly shop for. Do this the first time you use a new list.
– Keep it easy.
Next, there are several of options you’ll want to consider.
1. One option is to print off multiple blank copies of your printable grocery list after you finish customizing it. Keep your copies in a folder in your kitchen so you can conveniently grab a new copy whenever you need one.
2. Conversely, you can print off just 1 copy of your customized grocery list and drop that copy into a clear plastic sleeve. By doing so you instantly make your grocery list laminated. Just use a dry-erase marker and you can use your printable grocery list again and again.
– Go hi-tech.
Have a personal data assistant (pda)? Then you might like a downloadable grocery list better than a printed copy. A quick online search for “pda grocery list” yields positive results.
– Train the crew.
The biggest challenge with any grocery list is getting every singleone in a household to use it. After all, what good is a grocery list that’s not ready to go shopping at the time you are? If you have multiple people in a household, there’s no way that just 1 person can know every singlething that needs to go on a grocery list.
So have a family meeting. Point out where you are posting your printable grocery list and let people know that if they want things from the grocery store they need to mark them on the list.
Remember, you’re still in charge of the list! Just because an item is on your list doesn’t mean you MUST buy it. You have a budget (hopefully!) and it’s up to the grocery shopper to make any final shopping decisions.
Nevertheless, it’s much simpler to cross a fewthing off a grocery list than it is to read the minds of all the family members. In our household, the grocery list ‘rules’ are quite simple. If you open the last of a fewthing, write it on the list or it will not be there the next time you hungrily go looking for it. Our system has served us well for years.
– Make your grocery list accessible.
All the training in the world will not work if the grocery list isn’t accessible to every singleone who has a need to write on it. For example, do you have small children? I have a seven year old who loves to have her say by adding items to the grocery list, so the list is kept where she can reach it. An added bonus is that a grocery list is a great place for budding spellers to practice their skills. (For a free printable grocery list, see the author’s resource box following this article.)
– The most important step.
Sometimes I hear shoppers moan that they did fine compiling a list at home however they cannot seem to keep in mind to take the grocery list to the store with them. I suspect we’ve all had that happen to us at a few time.
This is a point worth pondering. Without the list, your shopping can easily blow your budget as well as take much longer than it really should. So take a minute and think about how you can always insure that your printable grocery list goes with you to the grocery store. Write yourself a reminder note on your calendar or schedule, get a key ring that reminds you of your list, whatever it takes to jog your memory. For myself, I have 1 place I promise myself to check before I walk out the door. Shopping lists and anything else that needs to go with me go in that 1 place.
A printable grocery list WILL save you time and money, however only if you keep the list handy to use and encourage its usage by all family members. In fact, a grocery list is 1 of the smartest tools you can use in your arsenal to run a well-managed home.
Tags: grocery
Posted in About Me | No Comments »
July 15th, 2009
A grocery shopping list can be the front line tool you use in saving money on your grocery budget each month.
There are a couple more sophisticated ways to save grocery money, however none is easier or faster to implement than the lowly grocery shopping list.
Interestingly, this is a tool that almost every singleone knows about, yet very few people actually use it in a systematic and reliable way.
For those folks who are not convinced of a grocery list’s potential power in household management, here’s what happens at the time you DON’T use one.
– You lose money.
Without a grocery shopping list, a shopper is at the mercy of “what looks good” in a grocery store.
Believe me, if you shop this way, you WILL find a fewthing that looks irresistible. And costs more than you might have spent with a list.
Why? Simple. It is the grocery stores’ job to entice you to spend money in their stores. That’s how they stay in business. There’s no problem with that. But it’s YOUR business to get the best value for your money…unless you don’t care how much you spend on your groceries each month.
In which case you probably would not be reading an article like this one.
– You lose time.
Using a grocery shopping list means you can enter your favorite grocery store, fly up and down the aisles 1 time, and be ready to look into in the fraction of time of another shopper who uses the ‘browse’ method of grocery shopping.
And if you’re under the mistaken impression that you’ll need to spend a lot of upfront time figuring out what to put on your grocery list, well, you don’t.
Hang your grocery list in a prominent place in your kitchen and train your family to use it. Then your list will be ready to go shopping at the time you are.
– You lose nutrition.
Using a grocery shopping list means you get EXACTLY what you want at the store; and that includes the nutrition you want for your family. You call the shots on how much fat, salt and sugar your family eats. You can decide to emphasize whole grains and whether raw vegetables, frozen or canned will grace your family’s dinner table.
In short, with a grocery list, you are in control.
– You lose efficiency.
Ever stand in your grocery store and think to yourself, “well, I know I need a few frozen veggies (or broth, or canned fruits, or favorite mixes, etc.) try to keep on hand for that easy throw-together recipe my family likes. But I cannot keep in mind what I already have at home. I’ll just get several of bags of SOMETHING try to keep on hand.”
Fast forward to the night you want to actually COOK that wonderful food for your family. You discover you’ve got 2 bags of frozen broccoli and 3 bags of frozen stir-fry veggies, however what you NEED is a bag of frozen corn.
A grocery shopping list could have helped you bring home the corn. Without the extra stir-fry. Using a grocery list means you have what you actually need in your pantry at the time you need it. Plus, you’ll end up with less throw-away food, too, since you’re purchasing what you know your family will consume within a given period of time.
Bottom line, if you’re serious about saving money at the grocery store, the first thing you’ll want to use is a grocery shopping list. It’s easy and you can start using 1 today. (For a free printable grocery shopping list, see the author’s resource box at the end of this article.)
Whether you’re a college student learning how to grocery shop for the first time, a newly married couple establishing a budget, or a mom whose family has grown and the grocery budget has developed a mind of its own, the place to start to regain control is the lowly grocery shopping list.
Tags: family, grocery, shopping
Posted in About Me | No Comments »
July 15th, 2009
There are many credit cards emerging nowadays. It’s quite a few that you don’t know which 1 to choose from. Being fooled by scammers can be a bad thing, especially if they offer you bad credit gas cards. Next time, don’t do anything rash and study which gas cards are reliable to use.
A lot of instances happened where unknown men walk up to your home, they identify themselves as this and that, and they say that they are working at this big company. They will show you certain documents saying how it’s authentic, and then telling you what services their company can over and such. These men coax you to sign up, telling you not to worry. Once you signed those papers, and they get your money, they bid their thank you, telling you that to expect a decision or the card that you are applying for.
You wait for a week or two. If weeks have passed and you still haven’t gotten your card, you start to get anxious and you call the company saying you applied for a credit card. And when they tell you they didn’t know such transaction, that’s at the time you know you’ve been scammed for bad credit gas cards. This story is familiar to you? Then know what you must do to never repeat the same mistake again.
When a man or woman wants to sell you a fewthing at your home or in other place like in a grocery store or in a coffee shop, this will be a fewwhat suspicious. Once you get their names, ask for any identification, and ask which company they are working from. Make a mental note to keep in mind the company to verify it later if that person truly works in that company.
After a few introductions, they get to the good stuff. They do their usual sales talk and tell you its benefits and other things. When they are done, they always ensure they get what they want; they make you sign documents and such. If this is still fishy, excuse yourself and look for a room in your house to call the company’s customer representative. Once the company verifies with you about the person’s identification on whether he is a scammer or not.
If it’s a scammer, there is 1 thing that you must do. Call the police immediately. You don’t want another victim to fall under their trap and sign up for bad credit gas cards, right? So do the right thing under the law and report him. You will save the company’s reputation and other lives as well.
For more info see: Gas Credit Cards
Tags: company
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July 15th, 2009
Since last year, gas prices have been going up almost every single week at a very alarming escalating rate. Financial analysts and economist see more rises in the months ahead and there is no indication of a let down. As a motorist and business owner, you’d be looking for the best gas-saving device available. The good thing is, the best gas-saving device is very convenient to use and carry since it isn’t even bigger than your palm. This best gas-saving device is no other than gas cards. Before you doubt its benefits due to its size, below are the reasons why you really should use gas cards for your business.
Rebates
Gas cards come in 2 types-gas credit cards and prepaid gas cards. Whichever card you choose to use, you get a rebate on your gas purchases. Gas credit cards for instance, offer rebates at a rate of 2% to 5%. The rebates are usually in the form of rewards points that are accumulated over time. Most card companies offer cash back rewards that are credited back to your card or in the form of checks.
The good thing with cash back rewards is that you can use this for gas purchases. You get to earn rebates on them too. And if you continue to use your rebates on gas purchases, you will be looking at a gas savings of more than the 5% percentage rebate.
There are also other cards that offer other forms of rewards such as airline tickets, merchandise freebies and gift certificates. If your business requires frequent air travel, then gas cards that offer to convert rewards points to airline tickets will be more attractive to you.
Opportunity for interest-free credit
If you choose to use gas credit cards for your business, you will be given the opportunity for an interest-free credit. If you pay your bill in full and on time every single billing period, you won’t be charged an annual percentage rate or APR for your gas purchases. This would be a big help on your cash flows since you do not need to cash out every single time you pump gas.
Convenient record keeping
Record keeping on gas expenses will be convenient since gas card companies issue a detailed bill or statement of account every single end of a billing period. The bill contains every single detail-dates and quantity ofs, needed for record keeping for your business’ accounting purposes.
More rewards
Aside from the regular rebates, most gas cards offer more opportunities for rewards. Some gas credit cards have introductory periods where rebates are doubled. Introductory periods range from ninety days to 1 year and introductory rates are a fewwhere between 6% and 10%. This definitely spells more savings for your business.
Gas cards can also be used for other non-gas purchases such drug store, dinning and travel expenses. And a few card companies offer rebates for these non-gas purchases.
Gas cards offer an opportunity to stretch you business’ gas money and offset gas price rises. You really should definitely use gas cards for your business, it’s the most easy to use gas-saving device available.
Tags: cards, rebates, rewards, single
Posted in christmas gifts, com, food, for, free, free stuff, furniture, gift cards, gift certificates, gift ideas for, groceries, grocery coupons, grocery delivery, grocery shopping, grocery store, grocery stores, home, organic food, publix, recipes, safeway, store locator, supermarket, visa gift card, wedge, whole foods, whole foods gift, whole foods store, wild oats | No Comments »
July 15th, 2009
Boating is 1 of the most favorite pastime. With the summer months up ahead, it will be even more fun to involve in boating. However, gas prices have been increasing almost every single week at an escalating rate and this can easily hinder enjoyment of this pastime. Boaters are keen on looking for the ultimate gas saving device they can get their hands on so they get the optimum enjoyment from this pastime. The good thing is, the ultimate gas saving device have been around for a while now and is easy to use and carry. This ultimate gas saving device is no other than gas cards.
Generally, there are 2 types of gas cards- prepaid and credit. Prepaid gas cards are cards that have been preloaded up to your preferred quantity of. Depending on the card type, loads are often sold at a discount. Moreover, this card offer rebates on gas purchases. Gas credit cards on the other hand are cards that work just like your ordinary credit card only that you save on gas purchases. Every time you pump gas and use your credit gas card to pay, you earn rebates. These rebates, depending on the card type, are a fewwhere between 2% to 5%. The rebates are often in the form rewards points that are accumulated at the time of the billing period and are totaled on the bill or statement of accounts. Once the redeemable limit is reached, the rewards points can be converted into cash back. This cash back is generally credited to the gas credit card or awarded in the form of check or gas gift card. Other companies also offer other forms of rewards, such as airline tickets, products and gift certificates to affiliated stores and companies
Moreover, at the time you use gas cards for gas purchases for your boat, the percentage rebate isn’t the maximum that you can save. You can save more! If you use your cash back rewards to purchase gas, you earn double rewards. Over time, you will be looking at a gas savings of more than the 5% regular rebate.
The only downside to using gas credit cards is that you have to pay your balance in full and on time. Gas credit cards carry an annual percentage rate or APR that is charged against the maintaining balance of the card. The current APR are a fewwhere between 9.99% to 16.99%. If you are not careful this interest can easily undermine your savings especially if you only spend a small quantity of on gas purchases.
In looking for gas cards, consider the percentage rebate. Go for gas cards that offer the highest percentage rebate. You really should also check the card’s rewards offers and policies in redeeming them. And if you plan to maintain a balance on your card, look for a card that has the lowest APR.
Using gas cards to save money on gas for your boat is the secret to enjoying this past time to its optimum. If you aren’t a gas card user yet, now is the right time to start using one.
Tags: cards, credit
Posted in baskets, food, gift, grocery delivery, grocery store, healthy, prepaid visa | No Comments »
July 15th, 2009
Road trips can be a very enjoyable form of recreation. There are many adrenalin pumping activities you can do on the road. However, the current high gas prices may prevent you from fully enjoying this past time to its fullest. If you are planning on a road trip, then you must be looking for a gas saving tip. Luckily, there is a way of stretching and saving your gas money and this is by using gas cards.
Basically, there are 2 types of gas cards- credit and prepaid. The credit gas card work just like your ordinary credit card only that you save if used to pay for gas purchases. This type of credit card offers rebates on gas purchases. Every time you use your card to pay for gas purchases, you earn rebates in the form of rewards points. The current rebates in the gas credit card market are usually from 2% to 5%. This is only a small percentage however if used against your accumulated gas consumption, results to big savings. Road trips usually use up many gas, so imagine the savings you will earn if you use gas cards.
In using gas cards, you have to be careful to pay your balance in full and on time every single billing period. If not, your balance will be charged with an annual percentage or APR and this interest can consume out your savings. The rates vary, depending on the card company, usually from 9.99% to 16.99%.
A prepaid gas card on the other hand, is a type of gas rebate card that you can have more control on. The quantity of that is carried by the card can be controlled since you load it with a certain quantity of before it can be used. The good thing is, aside from the regular rebate, loads are often sold at a discount. With prepaid gas cards, you get more chances on bigger savings.
If you decide to use gas cards for your road trip, there are a couple things that you need to consider. The first thing is the percentage rebate of the card; you really should go for cards that offer that rebate however beware of introductory rates. Some card offers introductory rates of up to 10%. While it is okay to go with cards that offer introductory rates, make sure that what you get in the regular period is still the highest percentage rebate. Another thing you really should consider is the form of rewards; cash back rewards offer more chances for bigger savings. And lastly, be wary of fees and interests of gas credit cards. Most cards do no have annual fees, so choose a card that doesn’t have one. And the APR is also a fewthing you really should think about , if you plan to maintain a balance on your card.
Gas cards offers you an opportunity for gas money savings for your road trip. A great way to enjoy your road trip to its fullest!
Tags: cards
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